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1 Billion Won Lotto Jackpot vs. 5 Million Won Monthly Pension Lottery for 20 Years

Machine translated

Both are before tax.
After tax, they would each take their respective cuts, right?
Intuitively, which side would be happier?
The former is a lump sum,
while the latter is a guaranteed monthly dividend for 20 years.
Even if I can't touch a large sum of money immediately, would the latter be the right choice?

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