1.4 Billion Won Stock Account

It has decreased to 1.4 billion won. I haven't been able to make many additional purchases over the last few months because I had a lot of expenses. Instead, I started using the "three tax-saving masters" which I hadn't done before. I bought SCHD up to my tax-saving limit, and I plan to buy more in 2027. I feel like I should have started doing this sooner. I regret dismissing it as a small amount and not taking action.ㅠ I am down 200 million won from the peak, and since I have a lot of direct overseas investments, the exchange rate is having a big impact. It's hovering around the 1320 level, and I'm not sure if it will drop further.