How to Get Refunds for Stock Leading Fees & Tactics of Leading Rooms and Book Sellers

How to Get Refunds for Stock Leading Fees & Tactics of Leading Rooms and Book Sellers
You can get a refund for the money spent on stock leading services.
(Money spent on automatic programs can also be recovered depending on the case, but it is omitted here because it is a bit complicated)
You must have the recipient's bank account information.
It must be within 10 years.
Stock leading is an activity that requires registration as a quasi-investment advisory business or formal registration as an investment advisory business. However, most stock leading conducted through online promotion on Naver Cafes, group chats, or Naver Bands is carried out by unqualified individuals. You may not know whether the other party has the required qualifications (in fact, they often do not), but if you prepare the following and submit it to the court, you can recover your money in many cases.
Copy and print the following content, visit a bank to print an 'Transfer Confirmation' or 'Account Transaction Statement', print screenshots of the leading services received, and then visit a nearby court.
After visiting the court, fill out an Application for Request for Fact Inquiry through the recipient's bank account, pay the stamp duty and service fees, and you are done.
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COMPLAINT
Case Name: Claim for Return of Unjust Enrichment, etc.
Plaintiff: [Name]
Address: [Address]
Phone Number: [Phone Number]
Defendant: [Account Holder Name or Name Unknown]
Address: Unknown
Other Specific Information: [○○ Bank Account Number ○○○-○○○-○○○○○○], [Naver Cafe Nickname/ID], [Include contact information if available]
Prayer for Relief
1. The Defendant shall pay the Plaintiff the amount of [Total Deposit Amount] KRW and interest thereon from the day following the service of the duplicate of this complaint until the date of full payment, at the legal interest rate under the Act on Special Cases Concerning Expedition, etc. of Legal Proceedings.
2. The costs of the lawsuit shall be borne by the Defendant.
3. Paragraph 1 may be provisionally executed.
The Plaintiff seeks a judgment as stated above.
Cause of Action
1. Relationship between the Parties
Describe how you met the Defendant and received leading services.
2. Plaintiff's Remittance Details
The Plaintiff remitted funds to the account designated by the Defendant [○○ Bank Account Number ○○○-○○○-○○○○○○] as follows:
A. 20xx. [Month.Day.] Amount: [Amount] KRW
B. 20xx. [Month.Day.] Amount: [Amount] KRW
Total: [Total Amount] KRW
Each of the above remittances was made for the purpose of consideration for stock leading, stock recommendation, provision of investment information, or similar services as claimed to be provided by the Defendant.
3. Defendant's Stock Leading or Stock Recommendation Activities
The Defendant provided recommendations for specific stocks, opinions regarding buying/selling, and information affecting investment decisions through Naver Cafe posts, etc.
The Plaintiff remitted funds to the account designated by the Defendant to use the aforementioned stock leading or stock recommendation services.
However, it cannot be confirmed whether the Defendant is an investment advisor registered with the Financial Services Commission or a reported quasi-investment advisor, and the Plaintiff is currently unable to confirm even the exact personal details of the Defendant.
4. Claim for Return of Unjust Enrichment
The funds paid by the Plaintiff to the Defendant were paid as consideration for using stock leading or stock recommendation services.
However, it cannot be confirmed whether the Defendant is a person who has obtained proper registration or reporting, the Defendant's exact personal details are unknown, and it is difficult to see that legitimate and normal services corresponding to the funds paid by the Plaintiff were provided.
Therefore, the amount of [Total Deposit Amount] KRW received by the Defendant from the Plaintiff constitutes profit acquired without legal cause, or at least constitutes funds for which the Plaintiff can seek return; thus, the Defendant has an obligation to return the said amount to the Plaintiff.
5. Alternative Claim for Damages
Even if the aforementioned amount is not recognized as unjust enrichment, if the Defendant provided paid stock recommendations, advice on investment decisions, or opinions regarding buying/selling without proper registration or reporting, this may constitute illegal investment advisory or quasi-investment advisory activities.
Furthermore, if the Defendant received funds under the pretext of providing stock leading or stock recommendation services but failed to provide corresponding normal services, or if the Defendant caused the Plaintiff to pay funds by relying on the Defendant's explanations, this constitutes a tort against the Plaintiff.
Therefore, alternatively, the Defendant is obligated to pay the amount equivalent to [Total Deposit Amount] KRW paid by the Plaintiff, along with delayed damages, as damages based on tort.
6. Necessity of Identifying the Defendant and Fact Inquiry
The Plaintiff intends to file the aforementioned claim for return of unjust enrichment or alternative claim for damages against the Defendant, but it is currently impossible to serve the duplicate of the complaint because the Defendant's exact name and address are unknown.
The objective data held by the Plaintiff includes the account number used by the Defendant, the account holder's name, remittance date, remittance amount, and Naver Cafe-related information.
Therefore, to identify the Defendant and serve the duplicate of the complaint, the Plaintiff intends to apply for a Request for Fact Inquiry regarding the account holder's name, date of birth or part of the resident registration number, and a deliverable address for the account used by the Defendant.
7. Conclusion
Since the Defendant received a total of [Total Deposit Amount] KRW from the Plaintiff as consideration for stock leading or stock recommendation services, the Defendant has a primary obligation to return unjust enrichment and an alternative obligation to pay damages based on tort.
Accordingly, the Plaintiff seeks a judgment as stated in the Prayer for Relief.
20xx. [Month.Day.]
Plaintiff [Name] (Signature or Seal)
To: [Competent Court]
To be more specific regarding legal details:
Reported quasi-investment advisors:
One-way channels such as SMS, AlimTalk, push notifications, etc. (Comments cannot be entered)
Providing the same content to an unspecified large number of people or all members
No consultation on individual holdings
No Q&A style leading
No guarantee of principal/guarantee of profit
No discretionary investment/agency
If even one of these is violated, it is evidence of illegal leading, so keep this in mind when taking screenshots.
Additionally, I will share a few sales tactics used by leading rooms.
First is multiple IDs. On Naver Cafes or community boards, A and B fight with completely opposite opinions to attract attention. Then, if A is right, C repeatedly mentions A's nickname to praise them and increase their recognition. A opens a leading cafe, group chat, or Band and nurtures another person, D, in case A fails. Of course, A, B, C, and D are all the same person.
Second, they leave the stocks that went up and delete the stocks that went down (this is basic).
Third, if a recommended stock crashes after the stop-loss line, they say, "Stop-loss is basic, customer." If it skyrockies after going below the stop-loss line, they say, "You should have held on a bit longer. That's a shame. Flexibility is needed depending on the situation ^^"
You must also be careful of "book sellers." They often put Naver Cafe links in their books to induce users to join the Cafe → Free Room → Paid Member/VIP Room. Ultimately, their goal may be recruiting paid members. The subsequent process is similar to the leading room method.
I checked the owner of a book-selling cafe that I have 10,000 members in, and they were living in a Topri National Housing in Osan without even registering their change of address.
Also, reporting to the FSS (Financial Supervisory Service) is useful, but I will explain that next time.
Just remember one thing: flies will starve to death if you just don't give them anything to eat!