It turns out owning only a 100 million won house is advantageous when you get old.

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It turns out that owning only a 100 million won house is incredibly advantageous when you get old.
It is the upper limit where both the Basic Pension and Health Insurance premiums allow for full deductions of assets.
For other assets, it is best to hold a moderate amount of stocks (growth stocks are better than dividend stocks) and physical gold.
Also, it is good to have a protection-type insurance policy with no surrender value, as it is not counted as an asset.
With a 100 million won house, you can roughly buy a small 1.5-room apartment in Incheon.
In Incheon, all the necessary infrastructure is available, and the local cost of living is low.
You can receive the Basic Pension, be exempt from health insurance premiums, and have low maintenance fees; it is very efficient in many ways.